8:49 AM PT — Newton heard Garcia’s criticism loud and clear … and instead of firing back, he’s saying the dude’s RIGHT for going at him … but will never change the way he dresses.
“You know what’s crazy, I agree with him,” Cam told WEEI’s “The Greg Hill Show.” … “And, the fact that he’s a former player, he has every right to say that.”

“And, until that happens, so be it. But, that’s another opinionated theory, and it’s fair to say.”
He added … “I know I come off to so many different people so many different ways, and that’s fine. You know what, he’s exactly right. But, I’m not changing the way I dress. I’m sorry.”
Wow! Jeff Garcia really hates Cam Newton’s style these days — saying the QB should only dress swaggy when he’s winning!!!

The ex-49ers quarterback unloaded on Cam during an appearance on “NBC Sports Bay Area” following the 49ers shellacking of Cam’s New England Patriots.

Cam played so poorly in the 33-6 loss (3 INTs, 0 TDs), he was yanked in the 3rd quarter for Jarrett Stidham. It’s the Pats 3rd loss in a row. They’re 2-6 in the season.

Despite the issues on the field, Cam still dresses … like Cam! With wild looks, crazy hats — you know the style!

But, Garcia ain’t cool with it — essentially saying Cam’s fashion choices prove he only cares about himself.

“You go into this game with 2 touchdowns, 4 interceptions, you threw what, 3 more interceptions? You get yanked in the 2nd half, there’s nothing good going your way. Why are you dressing like that to bring more attention to yourself?”

Garcia continued … “I’d be trying to ask the equipment managers ‘Put me in your jock sock cart and sneak me in the back door and I’ll show up on the field and do the best that I can.'”

When asked if he was speaking from experience, Garcia expanded …

“This just goes back to a couple years of just watching this guy and seeing him at the podium, but yet what he’s doing on the field does not translate to being that guy.”

One of the panelists brought up Joe Namath — who would rock fur coats and other swaggy items. Garcia responded to that too.

“When you predict you’re going to win a Super Bowl and you go out and do it, wear whatever the hell you want.”

Garcia has been taking some heat on social media for the comments — our favorite clap back is this one .